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At Kia of Lincolnwood, we offer competitive financing rates and terms on our great selection of new and used cars, trucks, and SUVs. Whether you’re interested in financing or leasing your next new vehicle, our expert and experienced finance staff are here to help. Contact Kia of Lincolnwood’s finance team today or if you’re ready to start the financing process, you can fill out our secure finance application online. Keep reading to learn more about the difference between financing and leasing, why you should choose Kia Motors Finance, and to uncover all the benefits of financing at Kia of Lincolnwood.
When you finance your vehicle, you’re buying it and will receive a range of impressive ownership benefits. Not only are you getting a sophisticated and reliable vehicle, but you’ll also be receiving an impressive warranty loaded with perks. Financing is a great option for anyone looking for long-term investment and has enough money to pay a decent upfront payment. Your monthly payments will be determined by the vehicle price, amount of your down payment and trade-in value, interest rate, and length of your term. Additional buying benefits include:
When you lease a vehicle, you’re only paying for the portion of the vehicle you use over the course of the lease. A lower down payment, or none at all, may also be possible. Leases generally only last 24 to 48 months which means you’ll always be getting the latest stylings, technology, and performance offerings. So if you like to change things up or want to try out a different model every few years, leasing may be right for you. Additional leasing benefits include:
Our finance experts are here to guide you through the financing process and help you get into the vehicle of your dream today. Kia Finance has provided leases and financing to millions of Kia drivers. Kia owners can book dealership appointments, see maintenance milestones, make car payments if financed by Kia Motors Finance, view owner’s manuals, and more all online. Additional reasons to choose Kia over the competition include:
You determine the number of miles you plan to drive during the lease term before you sign the contract. You may buy additional miles upfront. Between 12,000 and 15,000 miles per year is typical. You may incur charges on any excess mileage.
You may purchase your lease vehicle or return it to your Kia dealership, at which point you may choose to purchase or lease a new Kia.
Choosing whether to lease or finance is a personal decision you should base on your lifestyle and budget. Our finance experts at Kia of Lincolnwood are happy to help walk you through the pros and cons of each option.
Kia owners can book dealership appointments, see maintenance milestones, make car payments if financed by Kia Motors Finance, view owner's manuals, and more all online.